Closing Checklist

To-Do List (Prior to Closing)

In order to ensure a smooth closing process, please review the following documents prior to the closing:

Review the HUD-I Settlement Statement for correctness, which provides an itemized list of closing costs
Check your title commitment for correctness:
- Names should be listed and spelled correctly
- Description of property should be accurate, legally correct and up-to-date
- Figures should be correct, as previously agreed

Please bring the following items to your closing. If you have questions regarding any of these documents, please contact us at (248) 647-3600.

Buyer:

All Buyers and their spouses, if any, must be present at closing
Buyer's copy of purchase agreement
Cashier's check(s) to make all payments
Proof of purchase of insurance for fire, casualty, etc.
Invoices for any unpaid taxes, utilities or assessments
Photo identification (passport, driver's license, or state-issued identification card)
Previous addresses for the past 10 years

Seller:

All Sellers and their spouses, if any, must be present at closing.
Seller's copy of purchase agreement
Invoices for any unpaid taxes, utilities, assessments, and latest utilities meter readings
Receipts for last payment of interest on mortgages
Bill of Sale of personal property covered by the purchase agreement
Any unrecorded instruments that affect the title
Proof of satisfaction of any mechanics' liens, chattel mortgages, judgments, or mortgages that were paid prior to the closing
Photo identification (passport, driver's license, or state-issued identification card)
Septic Inspection (if applicable)
Any items you wish to pass on to the Buyer such as association payment coupons, warranties, etc.